February 5, 2001

All stocks were selected on Friday 12/29/00 and were "purchased" at the closing price on Tuesday 01/02/01. Both 5 stock and 10 stock returns are shown. The first return is the average of the first five stocks listed; the second return is for all 10 stocks.

Returns assume an even dollar amount invested in each stock. "Cost basis" is the split-adjusted purchase price. "Now" is the closing price as of the date below. Returns do not account for dividends, transaction costs or taxes.

Year-to-date Returns through February 5, 2001

Annual Reinvest/Rebalance  
5 stock/10 stock   
 22.27  14.67 Low Price/Book  
    15.49     Nasdaq 100 Index Trust   
  9.69   4.46 Spark   
  6.94  -0.81 PEG26  
     5.52     S&P500 Trust (Spider)    
  4.01   9.44 Unemotional Growth  
  3.58   3.11 Keystone 100  
  1.39  -2.27 Keystone  
  1.39  -2.27 Keystone EPS  
  0.61   0.97 PEG13  
 -0.65   7.59 Relative Strength - 26 Week  
 -1.63  -1.86 CAPRS  
 -5.60  -1.67 Relative Strength - 13 Week  
 -9.93  -1.24 Relative Strength - IBD  
-10.39  -8.26 Plowback  
-12.65  -4.07 Formula 90            
     
Monthly Reinvest/Rebalance   
5 stock/10 stock   
 24.25  15.50 Low Price/Book  
 17.81   6.34 Spark   
    15.49     Nasdaq 100 Index Trust   
  7.46  -1.55 PEG26  
  6.23  14.51 Unemotional Growth  
     5.52     S&P500 Trust (Spider)    
  5.01   7.23 Relative Strength - 26 Week  
  3.54  -1.83 Keystone  
  3.04   4.16 CAPRS  
  2.26  -1.83 Keystone EPS  
  1.80   5.08 Keystone 100  
  1.80   2.31 Relative Strength - 13 Week  
  1.33   3.96 PEG13  
 -6.44   2.02 Relative Strength - IBD  
 -7.29  -5.59 Formula 90 return YTD          
-10.42  -9.36 Plowback