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Tuesday, March 3, 1998

General Cigar Holdings
<% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: MPP)") else Response.Write("(NYSE: MPP)") end if %>
Phone: 212-448-3800
Price (3/2/98): $17 3/16


HOW DID IT FIND TROUBLE?

General Cigar went public last February at $18 during the peak of the cigar fad, and its smoking results lifted the stock to an October high of $34. But these shares have since turned to ash due to worries about slowing sales and a potential government crackdown on stogies.

As a manufacturer of largely premium cigars selling for more than $1 each, General Cigar's good times began to unroll after word got around that mail-order competitor 800-JR CIGAR <% if gsSubBrand = "aolsnapshot" then Response.Write("(Nasdaq: JRJR)") else Response.Write("(Nasdaq: JRJR)") end if %> was paying bargain prices for the no-name premiums flooding the market. Since the whole industry had been fired up by smokers breathing heavy for scarce premium cigars, such news meant supply might be catching up with demand.

October's stock market mini-crash left Barron's waxing funereal about how the Dow's demise portended the end to the cigar craze. Some institutional investors who had helped puff these stocks up also started blowing out the exits.

Then came fears that the federal government was about to butt in and end the smokefest. In early February, the Federal Trade Commission (FTC) announced that it wants to require cigar makers to report their unit sales as well as the amount they spend on advertising and promotions. The FTC's concern follows a Centers for Disease Control (CDC) study showing that about 27% of teenagers smoked a cigar in the last year, with about 4% of boys considered habitual smokers.

Those numbers could lead the U.S. Surgeon General to require cigar makers to add stronger warnings to their products. An FTC study found that a premium cigar has about 12 times more nicotine than a filtered cigarette. Plus, the National Cancer Institute (NCI) is planning to come out March 15 with an overview of the health dangers of cigars, which increase the risk of cancer of the lungs, mouth, larynx and nose. Such actions could force cigar makers into the ongoing settlement talks between the U.S. government and other tobacco companies.

BUSINESS DESCRIPTION

A spin-off from the former Culbro, General Cigar Holdings is a leading maker of hand-rolled premium cigars, including Macanudo and Partagas, the two top-selling brands, and Punch and Hoyo de Monterrey, picked up in its acquisition of Villazon in January 1997. The company also sells mass-market stogies such as Garcia y Vega, White Owl, and Tiparillo, but 80% of its sales come from the premiums. It also operates the Club Macanudo cigar bar in New York City.

The Villazon acquisition cost $81.4 million net of cash, but greatly increased the firm's capacity by adding facilities in Florida, New Jersey, and the Honduras to General Cigar's operations in the Dominican Republic and Jamaica. Pro forma results for FY96 including these operations were $196.7 million in sales and $32.3 million in operating income.

FINANCIAL FACTS

Income Statement
12-month sales: $262.8 million
12-month income: $36.1 million
12-month EPS: $1.26
Profit Margin: 13.7%
Market Cap: $491.9 million

Balance Sheet
Cash: $9 million
Current Assets: $176.1 million
Current Liabilities: $42.9 million
Long-term Liabilities: $79.8 million

Ratios
Price-to-earnings: 13.6
Price-to-sales: 1.9

HOW COULD YOU HAVE SEEN IT COMING?

With celebrities like Tom Selleck and Demi Moore appearing on the cover of Cigar Aficionado clutching fat ones, cigars became the latest decadent pleasure to be revived after years of relative absence from the social scene. Some might chalk that up to the bull market, but it could also have been a backlash to the renewed calls to crack down on cigarettes.

Sales of premium cigars heated up for 35% annual growth between 1993 and 1996. The number of large cigars (premiums and mass market) sold in the U.S. is believed to have soared 17% last year to 3.5 billion. But that figure was pumped up by an estimated 64% surge in premium sales to 450 million units. Even so, strong demand met up with insufficient supplies of aged tobacco, allowing cigar makers to pass along twice-a-year 10% price hikes.

Fads tend to come and go and many investors just figured it was a matter of time before this one ended and the cigar stocks collapsed. The first sign of slowing sales, like that announced by General Cigar and top competitor Consolidated Cigar <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: CIG)") else Response.Write("(NYSE: CIG)") end if %> in their respective fourth quarters, confirmed fears already wafting through the air. The assault from government agencies might also have been predicted given the broader battle over tobacco.

WHERE TO FROM HERE?

Despite fears of impending doom, though, it's really not clear that the cigar craze is fading enough to crush the leading marketers of name-brand cigars. Some analysts see large cigar sales growth grinding to 9% this year and 6% next year. But the bulls -- such as General Cigar CEO Edgar J. Cullman, Jr. -- think that the top premium brands will regain some of the market share lost to the second- and third-tier brands last year.

Reuters recently reported that Morgan Stanley analyst David Adelman continues to see General, Consolidated, and Swisher International <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: SWR)") else Response.Write("(NYSE: SWR)") end if %> poised for five-year annual earnings growth of 25%. And in late January, Consolidated Cigar affirmed forecasts calling for '98 revenues to rise 23% to 25%, with earnings up 40%. Nonetheless, Consolidated has been trading at just 9 times the FY98 estimate of $2.43 per share.

General Cigar is in a similar fix, trading at 10 times the FY98 estimate of $1.65 a share and 8.3 times the FY99 target of $2.07 a share. Those estimates assume earnings will rise 31% this year and 28% on average over the next two years, giving us a PEG of 0.41.

Results for the November quarter showed sales up 59% and gross margins rising to 52.7% from 42.8% in the fourth quarter of 1996 (without Villazon). That resulted in operating margins of 27.2% and net margins of 16.8%. For the year, sales rose 34% over pro forma '96 numbers that include Villazon. Operating margins also soared, from 16.4% to 22.8%. With those numbers and an enterprise value to sales ratio of less than two, General Cigar seems cheap if the sales slowdown and regulatory fallout remain mild.

The media melee sure to follow the NCI report could offer the best opportunity for bargain hunting. In the meantime, you might want to head to a den of depravity (i.e., your local cigar bar) to do some channel checking.

-- Louis Corrigan
([email protected])


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