Average Annual Returns and Cumulative Total Returns for $10,000 Investments

1 Year Returns (1999)           S&P500             Dow 30        Foolish Four
Average Annual Return*           21.04%             20.57%              21.47%
Cumulative Total Return          21.04%             20.57%              21.47%
$10,000 becomes...          $12,104.00         $12,057.00          $12,146.68
              
              
3 Year Returns (1997-1999)      S&P500             Dow 30        Foolish Four
Average Annual Return*           28.31%             20.83%              20.48%
Cumulative Total Return         107.75%             71.02%              67.84%  
$10,000 becomes...          $20,774.62         $17,102.22          $16,783.69 
              
              
5 Year Returns (1995-1999)      S&P500             Dow 30        Foolish Four
Average Annual Return*           24.08%             20.12%              22.57%
Cumulative Total Return         251.37%            190.64%             212.34%  
$10,000 becomes...          $35,137.17         $29,063.99          $31,233.73   
              
              
10 Year Returns (1990-1999)     S&P500             Dow 30        Foolish Four
Average Annual Return*           19.20%             17.73%              22.59%
Cumulative Total Return         432.91%            367.39%             532.03% 
$10,000 becomes...          $53.291.00         $46,739.40          $63,202.62  
              
              
20 Year Returns (1980-1999)     S&P500             Dow 30         Foolish Four
Average Annual Return*           17.75%             17.10%              24.59%
Cumulative Total Return        2584.11%           2442.73%            8160.11% 
$10,000 becomes...         $268,410.61        $254,173.07         $826,011.39  
              
              
25 Year Returns (1975-1999)     S&P500             Dow 30        Foolish Four
Average Annual Return*           14.93%             15.03%              24.55%
Cumulative Total Return        4633.04%           5242.55%          24,026.39%
$10,000 becomes...         $473,303.89        $534,255.39       $2,412,639.14
              
              
35 Year Returns (1965-1999)     S&P500             Dow 30        Foolish Four
Average Annual Return*           12.31%             12.22%              19.76%
Cumulative Total Return        5942.85%           5666.58%          52,691.91%  
$10,000 becomes...         $604,285.45        $576,657.64       $5,279,191.15  
              
39 Year Returns (1961-1999)     S&P500             Dow 30        Foolish Four
Average Annual Return*           12.39%             12.54%              19.56%
Cumulative Total Return        9421.18%           9910.31%         106,086.87%
$10,000 becomes...         $952,117.69      $1,001,030.52      $10,618,686.63

*Average Annual Return is mathematically the same as the Compound Annual Growth Rate or CAGR.