<THE FOOLISH FOUR>

Beating the Dow Again

by Robert Sheard

LEXINGTON, KY. (July 24, 1998) -- As poor as the first half of the year has seemed to be for the Foolish Four model, Philip Morris <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: MO)") else Response.Write("(NYSE: MO)") end if %> has recently pared some of its early losses and the portfolio is actually ahead of the Dow, finally. True, it's still lagging behind the Standard & Poor's 500 Index, but the gap is closing.

The returns in this report are through July 22 and include dividends. For a full report, see our 1998 Dow Returns file.

The Dow Jones Industrial Average has gained 15.44% so far this year, and the S&P 500 has gained 20.40%. Sandwiched in between is the Foolish Four portfolio, sitting on a gain of 16.09%, despite the fact that one of the four stocks (Philip Morris) has the second-worst return of the entire group of thirty stocks. Only Hewlett-Packard <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: HWP)") else Response.Write("(NYSE: HWP)") end if %> is doing worse than Philip Morris' loss of 6.15%. (Hewlett-Packard is down 10.78%.)

Two of the remaining three stocks are beating the Dow. Union Carbide <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: UK)") else Response.Write("(NYSE: UK)") end if %> is up 17.04% and Eastman Kodak <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: EK)") else Response.Write("(NYSE: EK)") end if %> has soared recently to a 47.22% profit. The final stock, International Paper <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: IP)") else Response.Write("(NYSE: IP)") end if %>, is limping along with a weak 6.26% gain.

The best stock in the Dow has been Wal-Mart <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: WMT)") else Response.Write("(NYSE: WMT)") end if %>, riding the wave of consumer confidence to a gain of 70.53%. Kodak is next, followed by McDonald's <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: MCD)") else Response.Write("(NYSE: MCD)") end if %>, with a gain of 41.25%.

This year's PPP stock, International Paper, has been a disappointment, and has also dragged down the Unemotional Value 2, which is up only 11.65%.

TMF Sandy's RP4 model, however, is doing quite well, up 21.11% and ahead of both the Dow and the S&P 500. And finally, the High-Yield 10, the most basic of all the Dow Approaches, is up 12.52%. Three of the ten high-yield stocks are losing ground on the year: Philip Morris; Minnesota Mining <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: MMM)") else Response.Write("(NYSE: MMM)") end if %>, down 0.15%; and AT&T <% if gsSubBrand = "aolsnapshot" then Response.Write("(NYSE: T)") else Response.Write("(NYSE: T)") end if %>, down 4.89%. And finally, an equally weighted basket of all thirty Dow stocks is up 17.01%.

Incidentally, that 16.09% return for the Foolish Four equates to an annual return of 31%. If that were to happen, I'd have a hard time calling it a "poor" year for the approach, as so many vocal critics have been claiming. We'll keep watching.

Current Dow Order | 1998 Dow Returns

[Robert Sheard is the author of the The Unemotional Investor (Simon & Schuster, 1998) available now at Amazon.com and your local bookseller.]


07/24/98 Close
Stock  Change   Last 
 -------------------- 
 UK   +1  1/4   50.88 
 IP   -   1/2   43.50 
 MO   -   1/4   41.56 
 EK   -   1/4   84.75 
  
 
 
                    Day   Month    Year 
         FOOL-4   +0.17%   5.10%  14.12% 
         DJIA     +0.05%  -0.16%  13.01% 
         S&P 500  +0.09%   0.61%  17.56% 
         NASDAQ   -0.21%   1.92%  22.97% 
  
     Rec'd   #  Security     In At       Now    Change 
  
  12/31/97  206 Eastman Ko    60.56     84.75    39.94% 
  12/31/97  291 Union Carb    42.94     50.88    18.49% 
  12/31/97  289 Int'l Pape    43.13     43.50     0.87% 
  12/31/97  276 Philip Mor    45.25     41.56    -8.15% 
  
  
     Rec'd   #  Security     In At     Value    Change 
  
  12/31/97  206 Eastman Ko 12475.88  17458.50  $4982.63 
  12/31/97  291 Union Carb 12494.81  14804.63  $2309.81 
  12/31/97  289 Int'l Pape 12463.13  12571.50   $108.38 
  12/31/97  276 Philip Mor 12489.00  11471.25 -$1017.75 
  
  
                              CASH    $754.73 
                             TOTAL  $57060.61