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An Exerpt from Return on Equity III: Assett Management
06/21/97
by Randy Befumo (TMF [email protected])

Five quarters ago, Dell Computer realized that one of the ways it could improve shareholder return was to notch up its asset management policies. Specifically, Dell realized that if it could more efficiently manage its inventory of computer components, it could increase the return on equity. As inventory and accounts receivable are Dell's two most significant assets, by minimizing these the company could increase the sales per dollar of total assets employed and therefore increase the basic return on equity of the business. The money that went into inventories to generate a dollar of sales decreased, leaving Dell with more cash on the balance sheet to distribute to shareholders in the form of stock repurchases.

Because Dell has focused on direct sales since it was founded, except for an ill-conceived venture into the indirect channel in the early '90s, the company has always required less working capital than its indirect channel competitors like Compaq Computer. However, Dell only became a full-fledged asset management story five quarters ago when the stock got pounded because of fears of slowing computer sales in early 1996. As a man who owned an enormous percentage of the company's stock, Chairman Michael Dell knew that without some kind of change Dell would always trade at 11 to 12 times earnings because of the perception that it was in a low margin, commodity business. The question was how could Dell Computer change the way that people saw its financial model to increase the value of the company?

Dell conceived an ambitious and ingenious plan. It would launch itself pell-mell into the high margin server business, either improving its own margins or killing those of competitor Compaq Computer. At the same time, it would notch up the number of times it could turn its inventory over each year. Inventory turnover is one of the main asset management measures that investors can easily calculate. Simply by dividing the cost of goods sold over a period by the inventory left at the end of the period, an investor can see how many times a company "turned" its inventory in that period. As a company like Dell increases its inventory turns, it dedicates less assets to generate a dollar of sales, increasing the amount of cash left over to do other things. In Dell's case, the crucial third part of its plan was to use all excess cash flow to repurchase the stock it viewed as undervalued, magnifying the earnings per share growth.

Dell Computer is a clear case of how improved asset management can increase shareholder return. Better asset management eventually shows up in the form of high profit margins, but high profit margins by themselves do not guarantee that shareholders will receive excellent returns. In order to ensure that return on equity is high, investors must look for businesses that have high margins and high asset turnover rates, whether it is sales-to-assets or looking at the inventory turns, the days sales outstanding (or collection period), the payables period, or the turnover in fixed assets. The last variable in the return on equity equation that can affect overall return is financial leverage.

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