Which banking features are right for you? Take the Fool Banking Quiz and keep your answers handy as you read the material in this week's collection.
How many checks do you write each month?
A. 1 to 5 maybe
B. 6 to 15 (all to credit card companies)
C. I have to re-order checks every 6 weeks
When you buy stuff, how do you usually pay for it?
A. Cash is king
B. I have sewn an extra pocket in my wallet to accommodate my credit cards
C. I know the check-cashing policies of every major retailer in the tri-state
area
What is the average amount you keep in your checking account each
month?
A. How do you figure an "average"?
B. Almost enough to cover my bills
C. More than enough, thank you very much
Do you ever let your balance slip below $500?
A. I don't believe it's possible to have that much money at one time
B. Only during Christmas and sale days on QVC
C. Never
How often and where do you use an ATM?
A. The machine ate my ATM card
B. Every day, $20 at a time, only at banks that aren't mine
C. ATM machines are a tool to keep me away from Joanie, my favorite teller
Do you occasionally bounce a check?
A. More often than not
B. Me? What a ridiculous question! Well actually...
C. Never
How important is it to have a live person available to help you at your
bank branch?
A. Very, especially if it's Joanie
B. I prefer persons to be "live" whenever possible
C. I interact best with mechanical equipment
Would you feel comfortable paying your bills online?
A. Do I need a computer for that?
B. Only if a teller was available to help me do it
C. I already pay all of my bills online.
If most of your answers are...
A. Boy, have you come to the right place! After you finish reading our articles on banking be sure to check out the rest of the Fool's School area.
B. OK, so you're about in the same boat as the rest of us. But you can always use some new tips on how to save money and bank better.
C. Just because you seem to know what you're doing most of the time doesn't mean you can't learn something new. Besides, Joanie wants you to keep reading.
next page - Get More from your Bank
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