The Daily Earnings Report
For 10/20/1995

The gracious MF Knave has constructed a program that will crunch the earnings number for MF Templar, allowing us to now offer earnings sorted by alphabet and outperformance, given your preference, as well as shaving hours of time off of MF Templar's slave like schedule.
All this Fool can say is ... Sweet.

--Randy Befumo (MF Templar)



Earnings Reports, Sorted By Company:

EARNINGS SCOREBOARD

         Company                 Earnings Last Q Change   Est.   Diff.
A. Schulman              SHLM       $0.32   $0.37   -14% $0.41     -22%
Actel Corp.              ACTL       $0.14   $0.13    +8% $0.10     +40%
Adolph Coors             ACCOB      $0.59   $0.45   +31% $0.51     +16%
Albany Intl              AIN        $0.39   $0.20   +95% $0.37      +5%
Albemarle Corp.          ALB        $0.33   $0.30   +10% $0.26     +27%
Alex, Brown              AB         $1.45   $0.87   +67% $1.46      -1%
Amax Gold                AUG       -$0.08  -$0.09   +11% -$0.07    -14%
Amer Standard            ASD        $0.57   $0.19  +200% $0.54      +6%
Atchinson Casting        ACCX       $0.15   $0.16    -6% $0.25     -40%
Athena Neuroscience      ATHN      -$0.23  -$0.24    +4% -$0.18    -28%
Augat Inc.               AUG        $0.21   $0.33   -36% $0.27     -22%
Autocam Corp.            ACAM       $0.25   $0.16   +56% $0.29     -14%
Bachman Info             BACH      -$0.21  -$0.82   +74% -$0.18    -17%
Back Yard Burgers        BYBI       $0.00   $0.06  -100%  N/A       +0%
Bando McGlockin          BMCC       $0.24   $0.22    +9% $0.27     -11%
Bell Microproducts       BELM       $0.25   $0.24    +4% $0.25      +0%
Cal State Bk             CSTB       $0.32   $0.28   +14%  N/A       +0%
Carr Gottstein Fo        CGF        $0.18   $0.19    -5% $0.14     +29%
CBT Corp.                CBTC       $0.37   $0.39    -5%  N/A       +0%
Cell Genesys             CEGE      -$0.24  -$0.33   +27%  N/A       +0%
Chart House              CHT        $0.21   $0.20    +5% $0.23      -9%
Cntrl Hudson Gas         CNH        $0.70   $0.65    +8% $0.71      -1%
Colonial Comml           CCOM      -$0.01  -$0.01    +0%  N/A       +0%
Colonial Data            CDT        $0.23   $0.09  +156% $0.22      +5%
Comair Hldgs             COMR       $0.48   $0.27   +78% $0.44      +9%
Comprehensive Care       CMP       -$0.50  -$1.14   +56%  N/A       +0%
Cordis Corp.             CORD       $0.89   $0.70   +27% $0.86      +3%
CSB Financial            COSB       $0.20   $0.22    -9%  N/A       +0%
Culligan Water T         CWTI      -$0.31  -$0.42   +26%  N/A       +0%
Danaher Corp.            DHR        $0.48   $0.40   +20% $0.47      +2%
Deckers Outdoors         DECK      -$0.15   $0.16  -194% -$0.09    -67%
Delta Woodside           DLW        $0.05   $0.17   -71% $0.04     +25%
Dovatron Intl            DOVT       $0.55   $0.33   +67% $0.51      +8%
Duriron Co.              DURI       $0.36   $0.24   +50% $0.35      +3%
Dynatech Corp.           DYTC       $0.28   $0.29    -3% $0.29      -3%
ECCS Inc.                ECCS      -$0.24  -$0.44   +45%  N/A       +0%
Emulex Corp.             EMLX      -$0.59   $0.11  -636% -$0.55     -7%
Falcon Building          FB         $0.22   $0.35   -37% $0.23      -4%
Fidelity Natl Cp         LION       $0.27   $0.26    +4% $0.26      +4%
First American           FATN       $1.05   $0.87   +21% $0.97      +8%
First Citizens Fi        FCIT       $0.36   $0.38    -5%  N/A       +0%
Flowers Inds             FLO        $0.21   $0.17   +24% $0.22      -5%
Funco Inc.               FNCO      -$0.14  -$0.05  -180% -$0.11    -27%
Genome Therapeutics      GENE       $0.12  -$0.03  +500%  N/A       +0%
Genus Inc.               GGNS       $0.14   $0.09   +56% $0.16     -13%
Great Financial          GTFN       $0.39   $0.53   -26% $0.36      +8%
Great Lakes Chem         GLK        $1.15   $1.05   +10% $1.15      +0%
Hallmark Capital         HALL       $0.29   $0.15   +93%  N/A       +0%
Healthdyne Tech          HDTC       $0.10   $0.14   -29% $0.13     -23%
Hershey Foods            HSY        $1.02   $0.93   +10% $1.04      -2%
Home Federal Bncp        HOMF       $0.79   $0.71   +11%  N/A       +0%
Home Finl Corp.          HOFL       $0.22   $0.21    +5% $0.21      +5%
Houghton Mifflin         HTN        $4.29   $3.45   +24% $4.44      -3%
Idexx Labs               IDXX       $0.16   $0.11   +45% $0.16      +0%
Inphynet Medical         IMMI       $0.24   $0.15   +60% $0.24      +0%
Integrated Measurement   IMSC       $0.06   $0.14   -57% $0.12     -50%
Interactive Group        INTE       $0.05  -$0.04  +225% $0.07     -29%
Intervisual Books        IVBK       $0.06   $0.08   -25%  N/A       +0%
Intl Shipholding         ISH        $0.38   $0.65   -42% $0.68     -44%
Keravision Inc.          KERA      -$0.15  -$0.22   +32% -$0.17    +12%
Komag Inc.               KMAG       $1.21   $0.65   +86% $0.97     +25%
Lindberg Corp.           LIND       $0.18   $0.24   -25%  N/A       +0%
Lunar Corp.              LUNR       $0.22   $0.27   -19% $0.24      -8%
Lydall Inc.              LDL        $0.30   $0.21   +43% $0.30      +0%
Mahaska Inv              OSKY       $0.38   $0.35    +9% $0.65     -42%
Martin Color-Fi          MRCF       $0.11   $0.30   -63% $0.10     +10%
Medalist Inds            MDIN      -$0.01  -$0.28   +96% $0.01    -200%
Meridian Natl Cp         MRCO      -$0.14   $0.19  -174%  N/A       +0%
MTL Inc.                 MTLI       $0.45   $0.42    +7% $0.46      -2%
Multimedia Inc.          MMEDC      $0.54   $0.80   -33% $0.43     +26%
Nac Re Corp              NRC         0.31   $0.07  +343% $0.66     -53%
Nacco Ind                NC         $1.53   $1.23   +24% $1.95     -22%
Navarre Corp.            NAVR       $0.07   $0.20   -65% $0.08     -13%
Neorx Corp.              NERX      -$0.22  -$0.26   +15% -$0.27    +19%
Network Computing        NCDI       $0.06   $0.01  +500% $0.04     +50%
Nevada Power             NVP        $1.12   $1.16    -3% $1.17      -4%
No. Amer. Mortge         NAC        $0.80  -$0.27  +396% $0.79      +1%
Oregon Metallurg         OREM      -$0.04  -$0.03   -33% $0.09    -144%
Ottawa Finl Corp.        OFCP       $0.18   $0.07  +157% $0.19      -5%
Otter Tail Power         OTTR       $0.59   $0.48   +23% $0.52     +13%
Paragon Trade Brn        PTB        $0.22   $0.66   -67% $0.19     +16%
Peoples Svgs Fin         PBNB       $0.48   $0.45    +7%  N/A       +0%
Peoplesoft Inc.          PSFT       $0.27   $0.14   +93% $0.24     +13%
Philidelphia Cons        PHLY       $0.40   $0.29   +38% $0.34     +18%
Physician Sales          PSSI       $0.08   $0.04  +100% $0.06     +33%
Premisys Comm            PRMS       $0.25   $0.04  +525% $0.10    +150%
Progressive Corp.        PGR        $0.81   $0.82    -1% $0.75      +8%
Puget Power              PSD        $0.24   $0.17   +41% $0.25      -4%
Pure Software Inc.       PRSW       $0.06   $0.03  +100% $0.06      +0%
Quickresponse Svc        QRSI       $0.15   $0.19   -21% $0.15      +0%
Rasterops-Truevis        ROPS       $0.03  -$1.65  +102% $0.05     -40%
RFS Hotal Investr        RFSI       $0.49   $0.39   +26%  N/A       +0%
RMI Titanium             RTI       -$0.06  -$0.21   +71%  N/A       +0%
Sandy Corp.              SDY        $0.21   $0.22    -5%  N/A       +0%
Sciclone Pharmace        SCLN      -$0.22  -$0.39   +44% -$0.22     +0%
Scott's Liquid           SGD        $0.08   $0.14   -43%  N/A       +0%
Simmons First Nat        SFNCA      $0.70   $0.76    -8% $0.65      +8%
SJW Corp.                SJW        $1.58   $1.21   +31%  N/A       +0%
Somatogen                SMTG      -$0.19  -$0.25   +24% -$0.29    +34%
Spaghetti Warehouse      SWH        $0.08   $0.07   +14% $0.07     +14%
Springfield Insti        SISB       $0.35  -$1.39  +125%  N/A       +0%
St. Joseph L & P         SAJ        $1.59   $0.86   +85% $0.89     +79%
Steel Tech Inc           STTX       $0.06   $0.17   -65% $0.15     -60%
Sterling Finl Cp         STSA       $0.16   $0.38   -58% $0.21     -24%
Student Loan Corp.       STU        $0.77   $0.62   +24%  N/A       +0%
Suburban Bancorp         SBCN       $0.24   $0.29   -17%  N/A       +0%
Sungard Data Sys         SNDT       $0.31   $0.28   +11% $0.34      -9%
Sunstrand                SNS        $1.05   $0.72   +46% $0.93     +13%
Teletouch Comm           TELL      -$0.17  -$0.01 -1600%  N/A       +0%
Toastmaster              TM         $0.13   $0.30   -57% $0.15     -13%
Tosco Corp.              TOS        $0.72   $0.25  +188% $0.65     +11%
Tower Automotive         TWER       $0.20   $0.16   +25% $0.19      +5%
Waters Instrument        WTRS       $0.07   $0.05   +40%  N/A       +0%
Westerfed Finl           WSTR       $0.24   $0.24    +0% $0.22      +9%
Western Resources        WR         $1.10   $0.88   +25% $1.03      +7%
Zero Corp.               ZRO        $0.28   $0.25   +12% $0.30      -7%
Zoom Telephonics         ZOOM       $0.25  -$0.04  +725% $0.19     +32%
Zycad Corp.              ZCAD       $0.02  -$0.13  +115% $0.02      +0%

ANB Corp.                ANBC       $0.63   $0.55   +15% $0.59      +7%
Capstead Mtge            CMO        $0.74   $0.82   -10% $0.72      +3%
Security Bncr            SFBM       $0.41   $0.53   -23% $0.40      +2%
West Cst Bncr            WBAN       $0.27   $0.09  +200%  N/A       +0%
Branford Svgs Bk         BSBC       $0.05  -$0.24  +121%  N/A       +0%
Resource Bank (VA)       RBKV       $0.30   $0.23   +30%  N/A       +0%
Utd Bancorp              UBCP       $0.35   $0.27   +30%  N/A       +0%
Peoples First            PFKY       $0.47   $0.40   +18%  N/A       +0%
Ind Fed Svgs             IFSB       $0.31   $0.27   +15%  N/A       +0%
People's Bncr            PEBO       $0.51   $0.46   +11%  N/A       +0%
Bairnco Corp.            BZ         $0.18   $0.17    +6%  N/A       +0%
Baldwin Piano & Org      BPAO       $0.20   $0.20    +0%  N/A       +0%
Workingmans Cap          WCHI       $0.28   $0.28    +0%  N/A       +0%
Kankakee Bncr            KNK        $0.27   $0.35   -23%  N/A       +0%
Scan-Optics              SOCR      -$0.13   $0.04  -425%  N/A       +0%
Citisave Finl            CZF        $0.29N/A     N/A      N/A       +0%
Frst Si Bncshrs          FSTH       $0.28N/A     N/A      N/A       +0%
* -- one-time charges involved
** -- fully diluted
*** -- restated from previous report


Earnings Reports, Sorted By Performance v. Estimates:


EARNINGS SCOREBOARD

         Company                 Earnings Last Q Change   Est.   Diff.
Premisys Comm            PRMS       $0.25   $0.04  +525% $0.10    +150%
St. Joseph L & P         SAJ        $1.59   $0.86   +85% $0.89     +79%
Network Computing        NCDI       $0.06   $0.01  +500% $0.04     +50%
Actel Corp.              ACTL       $0.14   $0.13    +8% $0.10     +40%
Somatogen                SMTG      -$0.19  -$0.25   +24% -$0.29    +34%
Physician Sales          PSSI       $0.08   $0.04  +100% $0.06     +33%
Zoom Telephonics         ZOOM       $0.25  -$0.04  +725% $0.19     +32%
Carr Gottstein Fo        CGF        $0.18   $0.19    -5% $0.14     +29%
Albemarle Corp.          ALB        $0.33   $0.30   +10% $0.26     +27%
Multimedia Inc.          MMEDC      $0.54   $0.80   -33% $0.43     +26%
Delta Woodside           DLW        $0.05   $0.17   -71% $0.04     +25%
Komag Inc.               KMAG       $1.21   $0.65   +86% $0.97     +25%
Neorx Corp.              NERX      -$0.22  -$0.26   +15% -$0.27    +19%
Philidelphia Cons        PHLY       $0.40   $0.29   +38% $0.34     +18%
Paragon Trade Brn        PTB        $0.22   $0.66   -67% $0.19     +16%
Adolph Coors             ACCOB      $0.59   $0.45   +31% $0.51     +16%
Spaghetti Warehouse      SWH        $0.08   $0.07   +14% $0.07     +14%
Otter Tail Power         OTTR       $0.59   $0.48   +23% $0.52     +13%
Sunstrand                SNS        $1.05   $0.72   +46% $0.93     +13%
Peoplesoft Inc.          PSFT       $0.27   $0.14   +93% $0.24     +13%
Keravision Inc.          KERA      -$0.15  -$0.22   +32% -$0.17    +12%
Tosco Corp.              TOS        $0.72   $0.25  +188% $0.65     +11%
Martin Color-Fi          MRCF       $0.11   $0.30   -63% $0.10     +10%
Comair Hldgs             COMR       $0.48   $0.27   +78% $0.44      +9%
Westerfed Finl           WSTR       $0.24   $0.24    +0% $0.22      +9%
Great Financial          GTFN       $0.39   $0.53   -26% $0.36      +8%
First American           FATN       $1.05   $0.87   +21% $0.97      +8%
Progressive Corp.        PGR        $0.81   $0.82    -1% $0.75      +8%
Dovatron Intl            DOVT       $0.55   $0.33   +67% $0.51      +8%
Simmons First Nat        SFNCA      $0.70   $0.76    -8% $0.65      +8%
Western Resources        WR         $1.10   $0.88   +25% $1.03      +7%
ANB Corp.                ANBC       $0.63   $0.55   +15% $0.59      +7%
Amer Standard            ASD        $0.57   $0.19  +200% $0.54      +6%
Albany Intl              AIN        $0.39   $0.20   +95% $0.37      +5%
Tower Automotive         TWER       $0.20   $0.16   +25% $0.19      +5%
Home Finl Corp.          HOFL       $0.22   $0.21    +5% $0.21      +5%
Colonial Data            CDT        $0.23   $0.09  +156% $0.22      +5%
Fidelity Natl Cp         LION       $0.27   $0.26    +4% $0.26      +4%
Cordis Corp.             CORD       $0.89   $0.70   +27% $0.86      +3%
Duriron Co.              DURI       $0.36   $0.24   +50% $0.35      +3%
Capstead Mtge            CMO        $0.74   $0.82   -10% $0.72      +3%
Security Bncr            SFBM       $0.41   $0.53   -23% $0.40      +2%
Danaher Corp.            DHR        $0.48   $0.40   +20% $0.47      +2%
No. Amer. Mortge         NAC        $0.80  -$0.27  +396% $0.79      +1%
Citisave Finl            CZF        $0.29N/A     N/A      N/A       +0%
Frst Si Bncshrs          FSTH       $0.28N/A     N/A      N/A       +0%
Genome Therapeutics      GENE       $0.12  -$0.03  +500%  N/A       +0%
West Cst Bncr            WBAN       $0.27   $0.09  +200%  N/A       +0%
Springfield Insti        SISB       $0.35  -$1.39  +125%  N/A       +0%
Branford Svgs Bk         BSBC       $0.05  -$0.24  +121%  N/A       +0%
Zycad Corp.              ZCAD       $0.02  -$0.13  +115% $0.02      +0%
Pure Software Inc.       PRSW       $0.06   $0.03  +100% $0.06      +0%
Hallmark Capital         HALL       $0.29   $0.15   +93%  N/A       +0%
RMI Titanium             RTI       -$0.06  -$0.21   +71%  N/A       +0%
Inphynet Medical         IMMI       $0.24   $0.15   +60% $0.24      +0%
Comprehensive Care       CMP       -$0.50  -$1.14   +56%  N/A       +0%
ECCS Inc.                ECCS      -$0.24  -$0.44   +45%  N/A       +0%
Idexx Labs               IDXX       $0.16   $0.11   +45% $0.16      +0%
Sciclone Pharmace        SCLN      -$0.22  -$0.39   +44% -$0.22     +0%
Lydall Inc.              LDL        $0.30   $0.21   +43% $0.30      +0%
Waters Instrument        WTRS       $0.07   $0.05   +40%  N/A       +0%
SJW Corp.                SJW        $1.58   $1.21   +31%  N/A       +0%
Resource Bank (VA)       RBKV       $0.30   $0.23   +30%  N/A       +0%
Utd Bancorp              UBCP       $0.35   $0.27   +30%  N/A       +0%
Cell Genesys             CEGE      -$0.24  -$0.33   +27%  N/A       +0%
Culligan Water T         CWTI      -$0.31  -$0.42   +26%  N/A       +0%
RFS Hotal Investr        RFSI       $0.49   $0.39   +26%  N/A       +0%
Student Loan Corp.       STU        $0.77   $0.62   +24%  N/A       +0%
Peoples First            PFKY       $0.47   $0.40   +18%  N/A       +0%
Ind Fed Svgs             IFSB       $0.31   $0.27   +15%  N/A       +0%
Cal State Bk             CSTB       $0.32   $0.28   +14%  N/A       +0%
Home Federal Bncp        HOMF       $0.79   $0.71   +11%  N/A       +0%
People's Bncr            PEBO       $0.51   $0.46   +11%  N/A       +0%
Great Lakes Chem         GLK        $1.15   $1.05   +10% $1.15      +0%
Peoples Svgs Fin         PBNB       $0.48   $0.45    +7%  N/A       +0%
Bairnco Corp.            BZ         $0.18   $0.17    +6%  N/A       +0%
Bell Microproducts       BELM       $0.25   $0.24    +4% $0.25      +0%
Baldwin Piano & Org      BPAO       $0.20   $0.20    +0%  N/A       +0%
Colonial Comml           CCOM      -$0.01  -$0.01    +0%  N/A       +0%
Workingmans Cap          WCHI       $0.28   $0.28    +0%  N/A       +0%
Sandy Corp.              SDY        $0.21   $0.22    -5%  N/A       +0%
CBT Corp.                CBTC       $0.37   $0.39    -5%  N/A       +0%
First Citizens Fi        FCIT       $0.36   $0.38    -5%  N/A       +0%
CSB Financial            COSB       $0.20   $0.22    -9%  N/A       +0%
Suburban Bancorp         SBCN       $0.24   $0.29   -17%  N/A       +0%
Quickresponse Svc        QRSI       $0.15   $0.19   -21% $0.15      +0%
Kankakee Bncr            KNK        $0.27   $0.35   -23%  N/A       +0%
Intervisual Books        IVBK       $0.06   $0.08   -25%  N/A       +0%
Lindberg Corp.           LIND       $0.18   $0.24   -25%  N/A       +0%
Scott's Liquid           SGD        $0.08   $0.14   -43%  N/A       +0%
Back Yard Burgers        BYBI       $0.00   $0.06  -100%  N/A       +0%
Meridian Natl Cp         MRCO      -$0.14   $0.19  -174%  N/A       +0%
Scan-Optics              SOCR      -$0.13   $0.04  -425%  N/A       +0%
Teletouch Comm           TELL      -$0.17  -$0.01 -1600%  N/A       +0%
Alex, Brown              AB         $1.45   $0.87   +67% $1.46      -1%
Cntrl Hudson Gas         CNH        $0.70   $0.65    +8% $0.71      -1%
Hershey Foods            HSY        $1.02   $0.93   +10% $1.04      -2%
MTL Inc.                 MTLI       $0.45   $0.42    +7% $0.46      -2%
Houghton Mifflin         HTN        $4.29   $3.45   +24% $4.44      -3%
Dynatech Corp.           DYTC       $0.28   $0.29    -3% $0.29      -3%
Puget Power              PSD        $0.24   $0.17   +41% $0.25      -4%
Nevada Power             NVP        $1.12   $1.16    -3% $1.17      -4%
Falcon Building          FB         $0.22   $0.35   -37% $0.23      -4%
Flowers Inds             FLO        $0.21   $0.17   +24% $0.22      -5%
Ottawa Finl Corp.        OFCP       $0.18   $0.07  +157% $0.19      -5%
Zero Corp.               ZRO        $0.28   $0.25   +12% $0.30      -7%
Emulex Corp.             EMLX      -$0.59   $0.11  -636% -$0.55     -7%
Lunar Corp.              LUNR       $0.22   $0.27   -19% $0.24      -8%
Chart House              CHT        $0.21   $0.20    +5% $0.23      -9%
Sungard Data Sys         SNDT       $0.31   $0.28   +11% $0.34      -9%
Bando McGlockin          BMCC       $0.24   $0.22    +9% $0.27     -11%
Genus Inc.               GGNS       $0.14   $0.09   +56% $0.16     -13%
Navarre Corp.            NAVR       $0.07   $0.20   -65% $0.08     -13%
Toastmaster              TM         $0.13   $0.30   -57% $0.15     -13%
Autocam Corp.            ACAM       $0.25   $0.16   +56% $0.29     -14%
Amax Gold                AUG       -$0.08  -$0.09   +11% -$0.07    -14%
Bachman Info             BACH      -$0.21  -$0.82   +74% -$0.18    -17%
Nacco Ind                NC         $1.53   $1.23   +24% $1.95     -22%
A. Schulman              SHLM       $0.32   $0.37   -14% $0.41     -22%
Augat Inc.               AUG        $0.21   $0.33   -36% $0.27     -22%
Healthdyne Tech          HDTC       $0.10   $0.14   -29% $0.13     -23%
Sterling Finl Cp         STSA       $0.16   $0.38   -58% $0.21     -24%
Funco Inc.               FNCO      -$0.14  -$0.05  -180% -$0.11    -27%
Athena Neuroscience      ATHN      -$0.23  -$0.24    +4% -$0.18    -28%
Interactive Group        INTE       $0.05  -$0.04  +225% $0.07     -29%
Rasterops-Truevis        ROPS       $0.03  -$1.65  +102% $0.05     -40%
Atchinson Casting        ACCX       $0.15   $0.16    -6% $0.25     -40%
Mahaska Inv              OSKY       $0.38   $0.35    +9% $0.65     -42%
Intl Shipholding         ISH        $0.38   $0.65   -42% $0.68     -44%
Integrated Measurement   IMSC       $0.06   $0.14   -57% $0.12     -50%
Nac Re Corp              NRC         0.31   $0.07  +343% $0.66     -53%
Steel Tech Inc           STTX       $0.06   $0.17   -65% $0.15     -60%
Deckers Outdoors         DECK      -$0.15   $0.16  -194% -$0.09    -67%
Oregon Metallurg         OREM      -$0.04  -$0.03   -33% $0.09    -144%
Medalist Inds            MDIN      -$0.01  -$0.28   +96% $0.01    -200%