The Daily Earnings Report
For 10/18/1995

The gracious MF Knave has constructed a program that will crunch the earnings number for MF Templar, allowing us to now offer earnings sorted by alphabet and outperformance, given your preference, as well as shaving hours of time off of MF Templar's slave like schedule.
All this Fool can say is ... Sweet.

--Randy Befumo (MF Templar)



Earnings Reports, Sorted By Company:

EARNINGS SCOREBOARD
~~~~~~~~~~~~~~~~~~~

         Company                 Earnings Last Q Change   Est.   Diff.
A.H. Belo                BLC        $0.33   $0.39   -15% $0.37     -11%
Aceto Corp.              ACET       $0.24   $0.21   +14%  N/A       +0%
Adaptec                  ADPT       $0.01   $0.35   -97% $0.59     -98%
AES Corp.                AESC       $0.36   $0.32   +13% $0.35      +3%
Allegheny Power          AYP        $0.56   $0.42   +33% $0.50     +12%
Allergan Inc.            AGN        $0.53   $0.47   +13% $0.52      +2%
Alltel                   AT         $0.45   $0.42    +7% $0.46      -2%
Alza Corp.               AZA        $0.22   $0.15   +47% $0.12     +83%
Amcore Financial         AMFI       $0.44   $0.40   +10% $0.40     +10%
Amer. Maize              AZE/A      $1.09   $0.92   +18% $0.95     +15%
AMR Corp.                AMR        $3.01   $2.47   +22% $3.09      -3%
Bank of Southington      BSO        $0.24   $0.19   +26%  N/A       +0%
Bausch & Lomb            BOL        $0.75   $0.13  +477% $0.80      -6%
Bay Networks             BNET       $0.49   $0.32   +53% $0.46      +7%
Bolt Tech                BOLT       $0.05   $0.04   +25%  N/A       +0%
CA Microwave             CMIC       $0.31   $0.32    -3% $0.33      -6%
Carnagie Bancorp         CBNJ       $0.29   $0.31    -6%  N/A       +0%
Carpenter Tech           CRS        $0.70   $0.28  +150% $0.54     +30%
Central & SW             CSR        $1.04   $0.97    +7% $0.99      +5%
Charter One Financial    COFI       $0.80   $0.75    +7% $0.76      +5%
Checkmate Electronics    CMEL       $0.14   $0.02  +600% $0.19     -26%
Coherent Comm.           CCSC       $0.12   $0.08   +50% $0.12      +0%
Community Bancshares (NH)CBNH       $0.50   $0.44   +14% $0.51      -2%
Concord EFS              CEFT       $0.19   $0.13   +46% $0.18      +6%
Crawford & Co.           CRD/B      $0.27   $0.30   -10%  N/A       +0%
Crompton & Knowles       CNK        $0.17   $0.20   -15% $0.18      -6%
Curtiss Wright           CW         $0.98   $0.82   +20% $0.82     +20%
Dime Financial           DIBK       $0.42   $0.21  +100% $0.42      +0%
DS Bancorp               DSBC       $0.66   $0.46   +43% $0.53     +25%
Dun & Bradstreet         DNB        $1.01   $0.98    +3% $1.03      -2%
Fieldcrest Cannon        FLD        $0.40   $0.84   -52% $0.48     -17%
First Bancorp            FBNC       $0.57   $0.53    +8%  N/A       +0%
First Bancshare          FBII       $0.76   $0.31  +145%  N/A       +0%
First Financial Corp (KY)FFKY       $0.68   $0.64    +6%  N/A       +0%
First Oak Brook          FOBB       $0.49   $0.39   +26%  N/A       +0%
First Palm Beach         FFPB       $0.36   $0.32   +13% $0.35      +3%
First State Corp.        FSBT       $0.54   $0.54    +0%  N/A       +0%
First USA                FUS        $0.83   $0.57   +46% $0.83      +0%
Firstfed MI              FFOM       $0.72   $0.72    +0% $0.65     +11%
Fleet Financial          FLT        $1.08   $1.01    +7% $1.07      +1%
Great No. Iron Ore       GNI        $1.60   $1.06   +51% $1.35     +19%
Great South Bancorp      GSBC       $0.62   $0.46   +35%  N/A       +0%
Guidant                  GDT        $0.39   $0.33   +18% $0.34     +15%
Health Care REIT         HCN        $0.28   $0.55   -49%  N/A       +0%
Heartland Express        HTLD       $0.43   $0.34   +26% $0.42      +2%
Hitox Corp.              HTXA       $0.05  -$0.83  +106%  N/A       +0%
Hornbeck Offshore        HOSS       $0.16   $0.16    +0% $0.13     +23%
IBP Corp.                IBP        $1.76   $1.02   +73% $1.33     +32%
Informix                 IFMX       $0.18   $0.12   +50% $0.18      +0%
James River              JR         $0.51  -$0.18  +383% $0.48      +6%
Key Energy Group         KEG        $0.11   $0.09   +22%  N/A       +0%
Keystone Financial       KSTN       $0.65   $0.40   +63% $0.67      -3%
Kysor Industrial         KZ         $0.75   $0.70    +7% $0.77      -3%
Landmark Bancorp         LMBC       $0.27   $0.31   -13%  N/A       +0%
Lattice Semiconductor    LSCC       $0.49   $0.34   +44% $0.46      +7%
Legg Mason               LM         $0.67   $0.25  +168% $0.62      +8%
Loyola Capital           LOYC       $0.41   $0.43    -5%  N/A       +0%
Lund Intl                LUND       $0.22   $0.40   -45% $0.23      -4%
MAF Bancorp              MAFB       $0.72   $0.48   +50% $0.66      +9%
Marble Financial         MRBL       $0.31   $0.42   +42%  N/A       +0%
MCN Corp.                MCN       -$0.13  -$0.26   +50% -$0.20    +35%
Merchants Bancorp        MBIA       $0.65   $0.56   +16% $0.61      +7%
Merchants Bancorp        MBNY       $0.63   $0.60    +5%  N/A       +0%
Metro Financial          MFIN       $0.31   $0.19   +63% $0.29      +7%
Microsoft Corp.          MSFT       $0.78   $0.51   +53% $0.69     +13%
Midlantic Corp.          MIDL       $1.15   $1.42   -19% $1.05     +10%
Modine Manufacturing     MODI       $0.55   $0.55    +0% $0.60      -8%
Northrop Grumman         NOC        $1.25   $0.79   +58% $1.15      +9%
Novellus                 NVLS       $1.27   $0.75   +69% $1.19      +7%
Omega Healthcare         OHI        $0.46   $0.44    +5% $0.59     -22%
Pacific Telesis          PAC        $0.64   $0.79   -19% $0.62      +3%
Paul Mueller             MEUL       $0.36   $0.80   -55% $0.80     -55%
PNC Bank                 PNC        $0.64   $0.79   -19% $0.62      +3%
Progress Financial       PFNC       $0.13   $0.10   +30%  N/A       +0%
Rep New York             RNB        $1.55   $1.50    +3% $1.51      +3%
Selvac Corp.             SLVC       $0.01   $0.02   -50%  N/A       +0%
Software Development     SDEV       $0.00  -$0.01  +100%  N/A       +0%
Sonoma Valley Bancshares SOVY       $0.58   $0.42   +38%  N/A       +0%
Southwest National       SWPA       $0.75   $0.71    +6%  N/A       +0%
Stanford Telecom         STII       $0.22   $0.11  +100%  N/A       +0%
Steel of WV              SWVA       $0.37   $0.30   +23% $0.25     +48%
Stone & Webster          SW         $0.35   $0.35    +0%  N/A       +0%
Thera Discovery          TDCAZ     -$2.07  -$0.95  -118%  N/A       +0%
Transtechnology          TT         $0.26   $0.23   +13% $0.26      +0%
Union Electric           UEP        $1.75   $1.60    +9% $1.60      +9%
Value Holdings           VALH      -$0.01  -$0.07   +86%  N/A       +0%
Vastar Res               VRI        $0.19   $0.32   -41% $0.19      +0%
Versa Tech               VRSA       $0.25   $0.29   -14% $0.26      -4%
VF Corp.                 VFC        $1.33   $1.34    -1% $1.27      +5%
Virginia Financial       VFFC       $0.73   $0.55   +33%  N/A       +0%
Vtel Corp.               VTEL       $0.15   $0.07  +114% $0.14      +7%
York Financial           YFED       $0.38   $0.37    +3%  N/A       +0%

* -- one-time charges involved
** -- fully diluted
*** -- restated from previous report


Transmitted: 10/18/95 9:31 PM


Earnings Reports, Sorted By Performance v. Estimates:

EARNINGS SCOREBOARD ~~~~~~~~~~~~~~~~~~~ Company Earnings Last Q Change Est. Diff. Alza Corp. AZA $0.22 $0.15 +47% $0.12 +83% Steel of WV SWVA $0.37 $0.30 +23% $0.25 +48% MCN Corp. MCN -$0.13 -$0.26 +50% -$0.20 +35% IBP Corp. IBP $1.76 $1.02 +73% $1.33 +32% Carpenter Tech CRS $0.70 $0.28 +150% $0.54 +30% DS Bancorp DSBC $0.66 $0.46 +43% $0.53 +25% Hornbeck Offshore HOSS $0.16 $0.16 +0% $0.13 +23% Curtiss Wright CW $0.98 $0.82 +20% $0.82 +20% Great No. Iron Ore GNI $1.60 $1.06 +51% $1.35 +19% Amer. Maize AZE/A $1.09 $0.92 +18% $0.95 +15% Guidant GDT $0.39 $0.33 +18% $0.34 +15% Microsoft Corp. MSFT $0.78 $0.51 +53% $0.69 +13% Allegheny Power AYP $0.56 $0.42 +33% $0.50 +12% Firstfed MI FFOM $0.72 $0.72 +0% $0.65 +11% Amcore Financial AMFI $0.44 $0.40 +10% $0.40 +10% Midlantic Corp. MIDL $1.15 $1.42 -19% $1.05 +10% Union Electric UEP $1.75 $1.60 +9% $1.60 +9% MAF Bancorp MAFB $0.72 $0.48 +50% $0.66 +9% Northrop Grumman NOC $1.25 $0.79 +58% $1.15 +9% Legg Mason LM $0.67 $0.25 +168% $0.62 +8% Vtel Corp. VTEL $0.15 $0.07 +114% $0.14 +7% Metro Financial MFIN $0.31 $0.19 +63% $0.29 +7% Novellus NVLS $1.27 $0.75 +69% $1.19 +7% Merchants Bancorp MBIA $0.65 $0.56 +16% $0.61 +7% Bay Networks BNET $0.49 $0.32 +53% $0.46 +7% Lattice Semiconductor LSCC $0.49 $0.34 +44% $0.46 +7% James River JR $0.51 -$0.18 +383% $0.48 +6% Concord EFS CEFT $0.19 $0.13 +46% $0.18 +6% Charter One Financial COFI $0.80 $0.75 +7% $0.76 +5% Central & SW CSR $1.04 $0.97 +7% $0.99 +5% VF Corp. VFC $1.33 $1.34 -1% $1.27 +5% Pacific Telesis PAC $0.64 $0.79 -19% $0.62 +3% PNC Bank PNC $0.64 $0.79 -19% $0.62 +3% AES Corp. AESC $0.36 $0.32 +13% $0.35 +3% First Palm Beach FFPB $0.36 $0.32 +13% $0.35 +3% Rep New York RNB $1.55 $1.50 +3% $1.51 +3% Heartland Express HTLD $0.43 $0.34 +26% $0.42 +2% Allergan Inc. AGN $0.53 $0.47 +13% $0.52 +2% Fleet Financial FLT $1.08 $1.01 +7% $1.07 +1% First Bancshare FBII $0.76 $0.31 +145% N/A +0% Hitox Corp. HTXA $0.05 -$0.83 +106% N/A +0% Dime Financial DIBK $0.42 $0.21 +100% $0.42 +0% Software Development SDEV $0.00 -$0.01 +100% N/A +0% Stanford Telecom STII $0.22 $0.11 +100% N/A +0% Value Holdings VALH -$0.01 -$0.07 +86% N/A +0% Coherent Comm. CCSC $0.12 $0.08 +50% $0.12 +0% Informix IFMX $0.18 $0.12 +50% $0.18 +0% First USA FUS $0.83 $0.57 +46% $0.83 +0% Marble Financial MRBL $0.31 $0.42 +42% N/A +0% Sonoma Valley Bancshares SOVY $0.58 $0.42 +38% N/A +0% Great South Bancorp GSBC $0.62 $0.46 +35% N/A +0% Virginia Financial VFFC $0.73 $0.55 +33% N/A +0% Progress Financial PFNC $0.13 $0.10 +30% N/A +0% Bank of Southington BSO $0.24 $0.19 +26% N/A +0% First Oak Brook FOBB $0.49 $0.39 +26% N/A +0% Bolt Tech BOLT $0.05 $0.04 +25% N/A +0% Key Energy Group KEG $0.11 $0.09 +22% N/A +0% Aceto Corp. ACET $0.24 $0.21 +14% N/A +0% Transtechnology TT $0.26 $0.23 +13% $0.26 +0% First Bancorp FBNC $0.57 $0.53 +8% N/A +0% First Financial Corp (KY)FFKY $0.68 $0.64 +6% N/A +0% Southwest National SWPA $0.75 $0.71 +6% N/A +0% Merchants Bancorp MBNY $0.63 $0.60 +5% N/A +0% York Financial YFED $0.38 $0.37 +3% N/A +0% First State Corp. FSBT $0.54 $0.54 +0% N/A +0% Stone & Webster SW $0.35 $0.35 +0% N/A +0% Loyola Capital LOYC $0.41 $0.43 -5% N/A +0% Carnagie Bancorp CBNJ $0.29 $0.31 -6% N/A +0% Crawford & Co. CRD/B $0.27 $0.30 -10% N/A +0% Landmark Bancorp LMBC $0.27 $0.31 -13% N/A +0% Vastar Res VRI $0.19 $0.32 -41% $0.19 +0% Health Care REIT HCN $0.28 $0.55 -49% N/A +0% Selvac Corp. SLVC $0.01 $0.02 -50% N/A +0% Thera Discovery TDCAZ -$2.07 -$0.95 -118% N/A +0% Dun & Bradstreet DNB $1.01 $0.98 +3% $1.03 -2% Community Bancshares (NH)CBNH $0.50 $0.44 +14% $0.51 -2% Alltel AT $0.45 $0.42 +7% $0.46 -2% AMR Corp. AMR $3.01 $2.47 +22% $3.09 -3% Kysor Industrial KZ $0.75 $0.70 +7% $0.77 -3% Keystone Financial KSTN $0.65 $0.40 +63% $0.67 -3% Versa Tech VRSA $0.25 $0.29 -14% $0.26 -4% Lund Intl LUND $0.22 $0.40 -45% $0.23 -4% Crompton & Knowles CNK $0.17 $0.20 -15% $0.18 -6% CA Microwave CMIC $0.31 $0.32 -3% $0.33 -6% Bausch & Lomb BOL $0.75 $0.13 +477% $0.80 -6% Modine Manufacturing MODI $0.55 $0.55 +0% $0.60 -8% A.H. Belo BLC $0.33 $0.39 -15% $0.37 -11% Fieldcrest Cannon FLD $0.40 $0.84 -52% $0.48 -17% Omega Healthcare OHI $0.46 $0.44 +5% $0.59 -22% Checkmate Electronics CMEL $0.14 $0.02 +600% $0.19 -26% Paul Mueller MEUL $0.36 $0.80 -55% $0.80 -55% Adaptec ADPT $0.01 $0.35 -97% $0.59 -98% Transmitted: 10/18/95 9:33 PM