The Daily Earnings Report
For 10/12/1995

The gracious MF Knave has constructed a program that will crunch the earnings number for MF Templar, allowing us to now offer earnings sorted by alphabet and outperformance, given your preference, as well as shaving hours of time off of MF Templar's slave like schedule.
All this Fool can say is ... Sweet.

--Randy Befumo (MF Templar)


Earnings Reports, Sorted By Company:

EARNINGS SCOREBOARD
~~~~~~~~~~~~~~~~~~~

         Company                 Earnings Last Q Change   Est.   Diff.
Advanced Promotion       APTVC     -$0.46  -$0.72   +36%  N/A       +0%
Aetrium                  ATRM       $0.30   $0.19   +58% $0.25     +20%
Alcan Aluminum           AL         $0.61   $0.15  +307% $0.72     -15%
Americredit Corp.        ACF        $0.08   $0.06   +33% $0.09     -11%
Analyst's International  ANLY       $0.38   $0.34   +12% $0.39      -3%
Annapolis Bancshares     ANNB       $0.47   $0.41   +15%  N/A       +0%
ArcSys                   ARCS       $0.15  -$0.13  +215%  N/A       +0%
Ascend Communications    ASND       $0.32   $0.10  +220% $0.23     +39%
Atrix International      ATXIC      $0.01   $0.01    +0%  N/A       +0%
Banknorth Group          BKNG       $0.86   $0.65   +32%  N/A       +0%
Barnes Group             B          $0.95   $0.84   +13% $0.93      +2%
Bell Industries          BI         $0.60   $0.45   +33% $0.48     +25%
Boise Cascade            BCC        $1.73  -$1.19  +245% $1.70      +2%
Boise Cascade Office ProdBOP        $0.41   $0.24   +71% $0.30     +37%
Briggs & Stratton        BGG       -$0.11   $0.39  -128% $0.13    -185%
Bugaboo Creek            RARE       $0.08   $0.10   -20% $0.08      +0%
Burlington Resources     BR         $0.03   $0.16   -81% $0.00    +100%
Burr-Brown               BBRC       $0.54   $0.12  +350% $0.48     +13%
Cape Cod Bank            CCBT       $1.17   $1.07    +9%  N/A       +0%
Charles Schwab           SCH        $0.26   $0.18   +44% $0.25      +4%
Checkpoint Systems       CKP        $0.31   $0.20   +55% $0.27     +15%
Cityscape Financial      CTYS       $0.34   $0.01 +3300%  N/A       +0%
Comet Software           CMTTF     -$0.08   $0.05  -260%  N/A       +0%
Commerce Bancorp         COBA       $0.56   $0.62   -10% $0.53      +6%
Community Financial      CMFH       $0.26   $0.20   +30%  N/A       +0%
Crestar Financial        CF         $1.27   $1.15   +10% $1.26      +1%
Cullen Frost             CFBI       $1.05   $0.84   +25% $1.01      +4%
Cupertino National       CUNB       $0.24   $0.27   -11%  N/A       +0%
Dallas Semiconductor     DS         $0.34   $0.27   +26% $0.33      +3%
Dekalb Genetics          SEEDB     -$0.23   $0.13  -277% -$0.21    -10%
Dexter Corp.             DEX        $0.39   $0.35   +11% $0.40      -3%
Diebold Inc.             DBD        $0.67   $0.55   +22% $0.64      +5%
DPL Inc.                 DPL        $0.39   $0.36    +8% $0.39      +0%
E-Z-EM Inc.              EZEM       $0.06   $0.12   -50%  N/A       +0%
E.W. Scripps             SSP        $0.35   $0.35    +0% $0.37      -5%
Electronics for Imaging  EFII       $0.73   $0.41   +78% $0.68      +7%
Enron Corp.              ENE        $0.37   $0.36    +3% $0.39      -5%
Enron Oil & Gas          EOG        $0.21   $0.29   -28%  N/A       +0%
F&M National             FMN        $0.37   $0.33   +12%  N/A       +0%
FFLC Bancorp             FFLC       $0.29   $0.34   -15%  N/A       +0%
First American Bank      FOA        $1.05   $0.96    +9% $0.96      +9%
First Commerce           FCOM       $0.73   $0.36  +103% $0.73      +0%
First Fidelity           FFB        $1.45   $1.30   +12% $1.38      +5%
First Financial BancshareFFIN       $0.80   $0.67   +19%  N/A       +0%
First Financial Corp. (WiFFHC       $0.59   $0.50   +18%  N/A       +0%
First Franklin Corp.     FFHS       $0.25   $0.25    +0%  N/A       +0%
First Michigan Bank      FMBC       $0.51   $0.47    +9% $0.50      +2%
First Union              FTU        $1.50   $1.35   +11%  N/A       +0%
Flemington National Bank FINB       $0.90   $0.62   +45%  N/A       +0%
Franklin Bank            FSVB       $0.33   $0.22   +50%  N/A       +0%
Franklin Electric        FELE       $0.50   $0.69   -28% $0.75     -33%
Frisch's Restaurant      FRS        $0.13   $0.18   -28%  N/A       +0%
Gallagher                AJG        $0.94   $0.79   +19% $0.91      +3%
General Microwave        GMW       -$0.08  -$0.18   +56%  N/A       +0%
Gentex                   GNTX       $0.27   $0.23   +17%  N/A       +0%
Georgia Pacific          GP         $3.57   $0.98  +264% $3.33      +7%
Granite State Bank       GSBI       $0.40   $0.36   +11%  N/A       +0%
Green Tree Financial     GNT        $1.03   $0.75   +37% $0.96      +7%
Hancock Holding          HBHC       $0.75   $0.78    -4% $0.76      -1%
Helix Technology         HELX       $0.55   $0.29   +90% $0.53      +4%
Hibernia Corp.           HIB        $0.29   $0.26   +12% $0.26     +12%
Hospital Staffing        HSS        $0.04  -$0.34  +112%  N/A       +0%
Illinois Central         IC         $0.70   $0.61   +15%  N/A       +0%
Independent Bank         INDB       $0.18   $0.15   +20% $0.17      +6%
Integrated Silicon SystemISSS       $0.16   $0.10   +60% $0.15      +7%
International Rectifier  IRF        $0.50   $0.32   +56% $0.43     +16%
ITT Educational          ESI        $0.45   $0.43    +5%  N/A       +0%
J.P. Morgan              JPM        $1.78   $1.63    +9% $1.58     +13%
Kaydon                   KDN        $0.56   $0.46   +22%  N/A       +0%
KBK Capital              KBKC       $0.12   $0.11    +9%  N/A       +0%
Lafayette American       LABK       $0.48   $0.18  +167%  N/A       +0%
LeaRonal                 LRI        $0.43   $0.34   +26%  N/A       +0%
LifeTech                 LTEK       $0.35   $0.29   +21%  N/A       +0%
Madge Networks NV        MADGF      $0.28   $0.19   +47% $0.27      +4%
Marion Capital           MARN       $0.29   $0.24   +21%  N/A       +0%
Mark Twain Bancshares    MTWN       $0.73   $0.64   +14% $0.73      +0%
Martin Industries        MTIN       $0.23   $0.69   -67%  N/A       +0%
Mercantile Bank          MTL        $1.02   $0.92   +11% $1.01      +1%
MGIC Invest              MTG        $0.90   $0.71   +27% $0.88      +2%
Michigan Financial Corp. MFCB       $0.43   $0.42    +2%  N/A       +0%
Micro-Biomedics          MBMI       $0.21   $0.18   +17%  N/A       +0%
Micro Warehouse          MWHS       $0.37   $0.25   +48% $0.33     +12%
Mirage Resorts           MIR        $0.47   $0.42   +24% $0.38     +24%
Mississippi Valley       MVBI       $0.61   $0.48   +27%  N/A       +0%
National Commerce        NCBC       $0.51   $0.45   +13%  N/A       +0%
National Health InvestmenNHI        $0.81   $0.62   +31% $0.70     +16%
Nichols Research         NRES       $0.32   $0.26    +7% $0.30      +7%
NN Ball & Roller         NNBR       $0.28   $0.24   +17%  N/A       +0%
North Fork Bancorp       NFB        $0.60   $0.44   +36%  N/A       +0%
Northwest Natural        NWNG      -$0.34  -$0.34    +0% -$0.36     +6%
Pacific Bank             PBSF       $1.26   $4.57   -72%  N/A       +0%
Paine Webber             PWJ        $0.67   $0.26  +158% $0.40     +68%
Peoples Heritage         PHBK       $0.55   $0.45   +22% $0.50     +10%
Pioneer-Standard         PIOS       $0.29   $0.25   +16% $0.31      -6%
Quickturn Design         QKTN       $0.17   $0.14   +21% $0.15     +13%
Raytheon                 RTN        $1.65   $1.45    +1% $1.64      +1%
Republic Gypsum          RGC        $0.30   $0.25   +20% $0.30      +0%
Rowan Cos.               RDC        $0.01   $0.07   -86% $0.06     -83%
RPM Inc.                 RPOW       $0.32   $0.30    +7% $0.34      -6%
Sallie Mae               SLM        $1.20   $1.19    +1% $1.17      +3%
Simpson Industries       SMPS       $0.08   $0.14   -43% $0.14     -43%
Snap-On Inc.             SNA        $0.65   $0.53   +23% $0.63      +3%
South Pointe Enterprises STPN       $0.08   $0.08    +0%  N/A       +0%
Star Banc                STB        $1.14   $0.99   +15% $1.13      +1%
Suncoast Savings         SCSL       $0.20   $0.01 +1900%  N/A       +0%
Sybase Inc.              SYBS       $0.02   $0.31   -94% $0.15     -87%
Tandy Brands             TBAC       $0.16   $0.25   -36%  N/A       +0%
Texas Instruments        TXN        $1.48   $0.97   +53% $1.46      +1%
Trimble Navigation       TRMB       $0.20   $0.19    +5% $0.23     -13%
Union Camp               UCC        $1.85   $0.41  +351% $2.01      -8%
Universal Health Realty  UHT        $0.38   $0.36    +6% $0.48     -21%
Varco International      VRC        $0.12   $0.09   +33% $0.13      -8%
Ventritex Inc.           VNTX      -$0.79   $0.12  -758% -$0.37   -114%
Vicor Inc.               VICR       $0.18   $0.14   +29% $0.17      +6%
Wachovia                 WB         $0.87   $0.80    +9% $0.85      +2%
Westport Bancorp         WBAT       $0.20   $0.19    +5%  N/A       +0%
Wonderware               WNDR       $0.19   $0.16   +19% $0.19      +0%
Xilinx                   XLNX       $0.36   $0.16  +125% $0.35      +3%

Panatech                 PNTC       $0.12   $0.06  +100%  N/A       +0%
Pico Products            PPI        $0.03   $0.05   -40%  N/A       +0%
Pinnacle Banc            PINN       $0.46   $0.61   -25%  N/A       +0%
Potlatch Corp.           PCH        $1.09   $0.37  +195%  N/A       +0%
Rocky Mountain Chocolate RMCF       $0.14   $0.14    +0%  N/A       +0%
Rogers Corp.             ROG        $0.36   $0.37    -3%  N/A       +0%
Safetytek                SAFE       $0.24   $0.20   +20%  N/A       +0%
Santa Fe Pacific Pipe    SFL        $0.89   $1.06   -16%  N/A       +0%
Service Merchandise      SME       -$0.08  -$0.10   +20%  N/A       +0%
Sheldahl Inc.            SHEL       $0.24   $0.16   +50%  N/A       +0%
SJNB Financial           SJNB       $0.32   $0.26   +23%  N/A       +0%
Spectra Group            SGRRF      $0.14   $0.14    +0%  N/A       +0%
St. Paul Bancorp         SPBC       $0.46   $0.44    +5%  N/A       +0%
Staff Builders           SBLI       $0.06   $0.05   +20%  N/A       +0%
State Bancorp            STBC       $0.32   $0.24   +33%  N/A       +0%
Summit Bancshares        SBIT       $0.81   $0.66   +23%  N/A       +0%
Synalloy Corp.           SYNC       $0.53   $0.25  +112%  N/A       +0%
Telco Systems            TELC      -$0.12   $0.21  -157%  N/A       +0%
Thomas Industries        TII        $0.46   $0.28   +64%  N/A       +0%
Tribune Co.              TRB        $0.86   $0.64   +34%  N/A       +0%
Uniphase                 UNPH       $0.23   $0.14   +64%  N/A       +0%
United American Healthca UAH       -$0.10   $0.38  -126%  N/A       +0%
Wilshire Tech            WIL       -$0.20  -$0.56   +64%  N/A       +0%
* -- one-time charges involved
** -- fully diluted
*** -- restated from previous report


Earnings Reports, Sorted By Performance v. Estimates:

EARNINGS SCOREBOARD ~~~~~~~~~~~~~~~~~~~ Company Earnings Last Q Change Est. Diff. Burlington Resources BR $0.03 $0.16 -81% $0.00 +100% Paine Webber PWJ $0.67 $0.26 +158% $0.40 +68% Ascend Communications ASND $0.32 $0.10 +220% $0.23 +39% Boise Cascade Office ProdBOP $0.41 $0.24 +71% $0.30 +37% Bell Industries BI $0.60 $0.45 +33% $0.48 +25% Mirage Resorts MIR $0.47 $0.42 +24% $0.38 +24% Aetrium ATRM $0.30 $0.19 +58% $0.25 +20% International Rectifier IRF $0.50 $0.32 +56% $0.43 +16% National Health InvestmenNHI $0.81 $0.62 +31% $0.70 +16% Checkpoint Systems CKP $0.31 $0.20 +55% $0.27 +15% Quickturn Design QKTN $0.17 $0.14 +21% $0.15 +13% J.P. Morgan JPM $1.78 $1.63 +9% $1.58 +13% Burr-Brown BBRC $0.54 $0.12 +350% $0.48 +13% Micro Warehouse MWHS $0.37 $0.25 +48% $0.33 +12% Hibernia Corp. HIB $0.29 $0.26 +12% $0.26 +12% Peoples Heritage PHBK $0.55 $0.45 +22% $0.50 +10% First American Bank FOA $1.05 $0.96 +9% $0.96 +9% Electronics for Imaging EFII $0.73 $0.41 +78% $0.68 +7% Green Tree Financial GNT $1.03 $0.75 +37% $0.96 +7% Georgia Pacific GP $3.57 $0.98 +264% $3.33 +7% Integrated Silicon SystemISSS $0.16 $0.10 +60% $0.15 +7% Nichols Research NRES $0.32 $0.26 +7% $0.30 +7% Vicor Inc. VICR $0.18 $0.14 +29% $0.17 +6% Independent Bank INDB $0.18 $0.15 +20% $0.17 +6% Commerce Bancorp COBA $0.56 $0.62 -10% $0.53 +6% Northwest Natural NWNG -$0.34 -$0.34 +0% -$0.36 +6% First Fidelity FFB $1.45 $1.30 +12% $1.38 +5% Diebold Inc. DBD $0.67 $0.55 +22% $0.64 +5% Charles Schwab SCH $0.26 $0.18 +44% $0.25 +4% Cullen Frost CFBI $1.05 $0.84 +25% $1.01 +4% Helix Technology HELX $0.55 $0.29 +90% $0.53 +4% Madge Networks NV MADGF $0.28 $0.19 +47% $0.27 +4% Gallagher AJG $0.94 $0.79 +19% $0.91 +3% Snap-On Inc. SNA $0.65 $0.53 +23% $0.63 +3% Dallas Semiconductor DS $0.34 $0.27 +26% $0.33 +3% Xilinx XLNX $0.36 $0.16 +125% $0.35 +3% Sallie Mae SLM $1.20 $1.19 +1% $1.17 +3% Wachovia WB $0.87 $0.80 +9% $0.85 +2% MGIC Invest MTG $0.90 $0.71 +27% $0.88 +2% Barnes Group B $0.95 $0.84 +13% $0.93 +2% First Michigan Bank FMBC $0.51 $0.47 +9% $0.50 +2% Boise Cascade BCC $1.73 -$1.19 +245% $1.70 +2% Texas Instruments TXN $1.48 $0.97 +53% $1.46 +1% Mercantile Bank MTL $1.02 $0.92 +11% $1.01 +1% Star Banc STB $1.14 $0.99 +15% $1.13 +1% Crestar Financial CF $1.27 $1.15 +10% $1.26 +1% Raytheon RTN $1.65 $1.45 +1% $1.64 +1% Cityscape Financial CTYS $0.34 $0.01 +3300% N/A +0% Suncoast Savings SCSL $0.20 $0.01 +1900% N/A +0% ArcSys ARCS $0.15 -$0.13 +215% N/A +0% Lafayette American LABK $0.48 $0.18 +167% N/A +0% Hospital Staffing HSS $0.04 -$0.34 +112% N/A +0% First Commerce FCOM $0.73 $0.36 +103% $0.73 +0% General Microwave GMW -$0.08 -$0.18 +56% N/A +0% Franklin Bank FSVB $0.33 $0.22 +50% N/A +0% Flemington National Bank FINB $0.90 $0.62 +45% N/A +0% North Fork Bancorp NFB $0.60 $0.44 +36% N/A +0% Advanced Promotion APTVC -$0.46 -$0.72 +36% N/A +0% Banknorth Group BKNG $0.86 $0.65 +32% N/A +0% Community Financial CMFH $0.26 $0.20 +30% N/A +0% Mississippi Valley MVBI $0.61 $0.48 +27% N/A +0% LeaRonal LRI $0.43 $0.34 +26% N/A +0% Kaydon KDN $0.56 $0.46 +22% N/A +0% Marion Capital MARN $0.29 $0.24 +21% N/A +0% LifeTech LTEK $0.35 $0.29 +21% N/A +0% Republic Gypsum RGC $0.30 $0.25 +20% $0.30 +0% First Financial BancshareFFIN $0.80 $0.67 +19% N/A +0% Wonderware WNDR $0.19 $0.16 +19% $0.19 +0% First Financial Corp. (WiFFHC $0.59 $0.50 +18% N/A +0% Gentex GNTX $0.27 $0.23 +17% N/A +0% Micro-Biomedics MBMI $0.21 $0.18 +17% N/A +0% NN Ball & Roller NNBR $0.28 $0.24 +17% N/A +0% Illinois Central IC $0.70 $0.61 +15% N/A +0% Annapolis Bancshares ANNB $0.47 $0.41 +15% N/A +0% Mark Twain Bancshares MTWN $0.73 $0.64 +14% $0.73 +0% National Commerce NCBC $0.51 $0.45 +13% N/A +0% F&M National FMN $0.37 $0.33 +12% N/A +0% Granite State Bank GSBI $0.40 $0.36 +11% N/A +0% First Union FTU $1.50 $1.35 +11% N/A +0% Cape Cod Bank CCBT $1.17 $1.07 +9% N/A +0% KBK Capital KBKC $0.12 $0.11 +9% N/A +0% DPL Inc. DPL $0.39 $0.36 +8% $0.39 +0% Westport Bancorp WBAT $0.20 $0.19 +5% N/A +0% ITT Educational ESI $0.45 $0.43 +5% N/A +0% Michigan Financial Corp. MFCB $0.43 $0.42 +2% N/A +0% Atrix International ATXIC $0.01 $0.01 +0% N/A +0% First Franklin Corp. FFHS $0.25 $0.25 +0% N/A +0% South Pointe Enterprises STPN $0.08 $0.08 +0% N/A +0% Cupertino National CUNB $0.24 $0.27 -11% N/A +0% FFLC Bancorp FFLC $0.29 $0.34 -15% N/A +0% Bugaboo Creek RARE $0.08 $0.10 -20% $0.08 +0% Enron Oil & Gas EOG $0.21 $0.29 -28% N/A +0% Frisch's Restaurant FRS $0.13 $0.18 -28% N/A +0% Tandy Brands TBAC $0.16 $0.25 -36% N/A +0% E-Z-EM Inc. EZEM $0.06 $0.12 -50% N/A +0% Martin Industries MTIN $0.23 $0.69 -67% N/A +0% Pacific Bank PBSF $1.26 $4.57 -72% N/A +0% Comet Software CMTTF -$0.08 $0.05 -260% N/A +0% Hancock Holding HBHC $0.75 $0.78 -4% $0.76 -1% Dexter Corp. DEX $0.39 $0.35 +11% $0.40 -3% Analyst's International ANLY $0.38 $0.34 +12% $0.39 -3% Enron Corp. ENE $0.37 $0.36 +3% $0.39 -5% E.W. Scripps SSP $0.35 $0.35 +0% $0.37 -5% RPM Inc. RPOW $0.32 $0.30 +7% $0.34 -6% Pioneer-Standard PIOS $0.29 $0.25 +16% $0.31 -6% Varco International VRC $0.12 $0.09 +33% $0.13 -8% Union Camp UCC $1.85 $0.41 +351% $2.01 -8% Dekalb Genetics SEEDB -$0.23 $0.13 -277% -$0.21 -10% Americredit Corp. ACF $0.08 $0.06 +33% $0.09 -11% Trimble Navigation TRMB $0.20 $0.19 +5% $0.23 -13% Alcan Aluminum AL $0.61 $0.15 +307% $0.72 -15% Universal Health Realty UHT $0.38 $0.36 +6% $0.48 -21% Franklin Electric FELE $0.50 $0.69 -28% $0.75 -33% Simpson Industries SMPS $0.08 $0.14 -43% $0.14 -43% Rowan Cos. RDC $0.01 $0.07 -86% $0.06 -83% Sybase Inc. SYBS $0.02 $0.31 -94% $0.15 -87% Ventritex Inc. VNTX -$0.79 $0.12 -758% -$0.37 -114% Briggs & Stratton BGG -$0.11 $0.39 -128% $0.13 -185% Panatech PNTC $0.12 $0.06 +100% N/A +0% Pico Products PPI $0.03 $0.05 -40% N/A +0% Pinnacle Banc PINN $0.46 $0.61 -25% N/A +0% Potlatch Corp. PCH $1.09 $0.37 +195% N/A +0% Rocky Mountain Chocolate RMCF $0.14 $0.14 +0% N/A +0% Rogers Corp. ROG $0.36 $0.37 -3% N/A +0% Safetytek SAFE $0.24 $0.20 +20% N/A +0% Santa Fe Pacific Pipe SFL $0.89 $1.06 -16% N/A +0% Service Merchandise SME -$0.08 -$0.10 +20% N/A +0% Sheldahl Inc. SHEL $0.24 $0.16 +50% N/A +0% SJNB Financial SJNB $0.32 $0.26 +23% N/A +0% Spectra Group SGRRF $0.14 $0.14 +0% N/A +0% St. Paul Bancorp SPBC $0.46 $0.44 +5% N/A +0% Staff Builders SBLI $0.06 $0.05 +20% N/A +0% State Bancorp STBC $0.32 $0.24 +33% N/A +0% Summit Bancshares SBIT $0.81 $0.66 +23% N/A +0% Synalloy Corp. SYNC $0.53 $0.25 +112% N/A +0% Telco Systems TELC -$0.12 $0.21 -157% N/A +0% Thomas Industries TII $0.46 $0.28 +64% N/A +0% Tribune Co. TRB $0.86 $0.64 +34% N/A +0% Uniphase UNPH $0.23 $0.14 +64% N/A +0% United American HealthcarUAH -$0.10 $0.38 -126% N/A +0% Wilshire Tech WIL -$0.20 -$0.56 +64% N/A +0%