Boring Portfolio Report
Monday, December 9, 1996

by Greg Markus (MF Boring)

ANN ARBOR, Mich. (Dec. 9) -- Monday was good to the Boring Portfolio: six stocks up, only two down (Borders and Oxford Health), and better than a one percent gain in net value.

As good as that was, it didn't match the broader market averages today. The Dow tacked on 80 points, the S&P 500 rose 1.37% and the Nasdaq soared 2.22%, as traders took their revenge on Alan Greenspan for daring to criticize their "excessive exuberance."

Unfortunately for the Borefolio, its manager agrees with Chairman Greenspan to a degree. And with 18% of Boring assets squirreled away in cash, there's no way its gonna beat the market when the bull's got a full head of steam.

So should I move more of that cash back into the market? Actually ... yes, I think so. But not indiscriminately -- i.e., not buying the (overvalued) S&P 500 or the (even more overvalued) Dow Industrials. More than ever, "value" is the operational term these days, and searching for value these days just plain takes time. I'm looking, believe me.

I spent the week-end in San Jose, Calif. (more on that tomorrow), and on the flight home I pored over the usual batch of investor-related magazines to see if I could pick up any ideas. The current issue of _Worth_ had their latest lists of "stocks to avoid" and value-priced "stocks to consider."

Hot dog. Just what I'm looking for. So I jotted down the lists. On the latter were such issues as Hewlett-Packard (HWP:NYSE), Pharmacia & Upjohn (PNU:NYSE), Salomon Brothers (SB:NYSE), and Whirlpool (WHR:NYSE). Not a bad group: you got your tech, your health care, your financials, and your industrial.

When I got home, I powered up my spiffy new Mac clone and clicked over to the First Call area on AOL to check the numbers. Hmm-m-m.

H-P's a terrific company -- on my short list of all-time faves. But value-priced at 19-times FY97 earnings per share? I don't think so. Same thing with PNU, currently priced at 17-times 1997 projected EPS -- same as its growth rate. Saloman looks cheap at only 7-times 1996 EPS. But analysts are expecting EPS to decline sharply next year for Salomon; and based on projected 1997 EPS, SB is fully-valued (to my eyes) at a forward p/e of 10.

Whirlpool? The company's located in my home state and is in a thoroughly boring business, so I'd really like to find an excuse to buy WHR. Moreover, the company's expected to grow EPS by a smashing 37% in the coming year. But at a current price around $50, WHR is already trading at 15-times estimated FY97 EPS of $3.28. That ain't exactly cheap for a cyclical with long-term growth in the high single digits. Possibly still some upside, but hardly a slam dunk.

By comparison, so-called high-fliers like Cisco Systems (up $2 3/4 today), Green Tree Financial (up $ 5/8), and Solectron (up $ 1/2) are all trading at multiples below their estimated long-term growth rates. Prime Medical (which took over second place in the Borefolio standings today) is still a steal 17-times projected EPS -- roughly half its long-term growth rate. Even rocket ships like Oracle and Oxford Health are still a bit below full value -- and that's for stocks growing 30%, 40%, or more annually.

So as I look for value, I find myself circling back to stuff I already own.

But I keep looking. With better than 7,000 choices out there, some high quality, value-priced stocks still remain to be found, you can be sure.


TODAY'S NUMBERS
Stock  Change    Bid
--------------------
BGP   -1 1/2   35.25
CSL   +1 1/2   59.38
CSCO  +2 3/4   67.63
GNT   +  5/8   39.00
ORCL  +3       48.63
OXHP  -  7/8   59.00
PMSI  +  1/4   13.00
SLR   +  1/2   58.00
                   Day   Month    Year  History
        BORING   -0.84%  -1.00%  18.54%  18.54%
        S&P 500  -0.64%  -2.30%  18.98%  18.98%
        NASDAQ   -0.96%  -0.38%  23.70%  23.70%

                   Day   Month    Year  History
        BORING   +1.03%   0.02%  19.77%  19.77%
        S&P 500  +1.37%  -0.96%  20.61%  20.61%
        NASDAQ   +2.22%   1.83%  26.45%  26.45%

    Rec'd   #  Security     In At       Now    Change

  2/28/96  200 Borders Gr    22.51     35.25    56.58%
   3/8/96  400 Prime Medi    10.07     13.00    29.11%
   2/2/96  200 Green Tree    30.39     39.00    28.34%
  6/26/96  100 Cisco Syst    53.90     67.63    25.46%
  5/24/96  100 Oxford Hea    48.02     59.00    22.85%
  8/13/96  100 Carlisle C    52.65     59.38    12.77%
 10/15/96  100 Solectron     54.52     58.00     6.37%
 11/21/96  100 Oracle Cor    48.65     48.63    -0.05%


    Rec'd   #  Security     In At     Value    Change

  2/28/96  200 Borders Gr  4502.49   7050.00  $2547.51
   2/2/96  200 Green Tree  6077.49   7800.00  $1722.51
  6/26/96  100 Cisco Syst  5389.99   6762.50  $1372.51
   3/8/96  400 Prime Medi  4027.49   5200.00  $1172.51
  5/24/96  100 Oxford Hea  4802.49   5900.00  $1097.51
  8/13/96  100 Carlisle C  5264.99   5937.50   $672.51
 10/15/96  100 Solectron   5452.49   5800.00   $347.51
 11/21/96  100 Oracle Cor  4864.99   4862.50    -$2.49

                             CASH  $10570.94
                            TOTAL  $59883.44



Transmitted: 12/9/96