Boring Portfolio Report
Tuesday, December 3, 1996

by Greg Markus (MF Boring)

ANN ARBOR, Mich. (Dec. 3) -- The Boring Portfolio had six winning stocks and only two losers on Tuesday. But two losers were enough to trim $75, or 0.13%, from the Borefolio's net asset value.

That's nothing compared to the reversal that occurred among big-cap stocks today. Computer-assisted "sell" programs hit the market late in the afternoon, turning what was shaping up to be yet another record-setting session into a 79-point drop in the Dow and a 1.09% slide in the S&P 500.

The Nasdaq, which was up roughly the equivalent of 65 Dow points earlier in the day, managed to close with but a fraction of a point to the upside. That was enough to send the Naz over the 1300 level, however -- an all-time high.

Trading volume on the big board was a blistering 516 million shares, while over on the Nasdaq an awesome two-thirds of a billion shares passed through the wires.

Tonight I'm gonna depart from the usual rundown on Boring stocks and jabber about "the market" for a bit. If you have no interest in such things -- and, frankly, most of the time I don't -- then have a good evening and I'll catch you back here tomorrow.

... Still there? Okey-doke. Well, here goes.

I don't see how anyone can keep a straight face and claim that the Dow heavyweights as a group -- and indeed the majority of large-cap stocks -- are trading at fair value right now.

Over the long haul, no problemo: some big, high quality behemoths belong in everyone's basket, in my opinion. And the Foolish Four have certainly done their bit at brightening the year for a lot of folks. But with my fellow baby boomers throwing money into mutual funds in order to participate in the, uh, "chance of a lifetime," and with the p/e on the S&P 500 moving north of 20 and approaching double -- double!! -- some forecasts of EPS growth of those 500 companies in the coming year ... well, you'll excuse me if I sound a bit like one of those perma-bears that Barron's coaxes out of hibernation on a weakly basis to snarl at the visitors and then shamble back into his cave.

Just before the November elections, I sold the Borefolio's stake in the S&P 500 (via some S&P Depository Receipts, which trade on the Amex). My argument then (as now) was that the market as a whole was over-valued, so I chose the prudent route and moved about a quarter of the port's assets into cash.

As a consequence, I missed out partially on one of the zoomiest month-long rides in market history. Since then, I added 100 shares of Oracle to the Borefolio but still have over $10,000 stuffed in a money fund.

Which brings us to December 3.

Is today's market reversal a one day wonder? Or is it the beginning of an effort by some institutions to "book" what for many is surely one of their best years in ages?

As always, I have utterly no idea. I never have and never will claim any insight into which way the market will veer from day to day -- or week to week, or even month to month.

But I absolutely do evaluate "the market" -- or, more specifically, market components such as the Dow Industrials or the S&P 500 -- just as I would their constituent stocks. And if a market component is overvalued by my math, then I look elsewhere for places to plunk my pesos ... until things get back to more suitably Boring valuations or until I discover that the situation is not as I had estimated it to be. So far, I'm still in the "overvalued" camp vis a vis the Dow and the S&P.

That's not to say that some solid equity investments aren't still out there. To the contrary, many mid- and (especially) small-cap stocks have not yet participated fully in the market run-up, and I continue to search those bins for solid values to complement the Boring gorillas.

Today, for example, stocks outside of the heavyweight and cruiserweight categories did just fine, on the whole. Boring Borders, Carlisle, Prime Medical, and the rest of the smaller guys moved up nicely.

But Cisco: less good. Off $3 1/8. Reason? None that I can see. Apparently, in the late afternoon some fund manager decided that he or she simply had more Cisco than desired ... and dropped a bunch on the table. Actually, not that big a bunch. Cisco's trading volume of 6.4 million shares on Tuesday was about 10% light as compared with a typical recent day. Also, the entire internetworking group -- 3Com, Ascend, Cascade, and so on -- was, shall we say, downloaded.

Is Cisco overvalued? Hardly. According to First Call, the consensus of no fewer than 34 analysts is that Cisco will earn $2.08 per share for its FY ending in July 1997. That would represent an amazing 50% increase over FY96. Preliminary forecasts for FY98 are for something on the order of $2.74. Long-term EPS growth is estimated to be around 35% going forward, with the *lowest* estimate being a "mere" 28%.

Plop a 35 multiple on $2.08 and you've got a near-term price target of $72 3/4. How near-term? Well, Value Line and many analysts use a rule of thumb of pricing stocks according to projected EPS two quarters ahead. By that guideline, it'll be a race to see whether the Rose Bowl or $72 for CSCO will come first. Thereafter, the stock should push along through 1997 at a rate in line with it's long-term EPS growth rate, give or take.

Let's see now. We've got a decently priced 35%-plus grower, with zero debt, billions in cash, and a lock on the fastest growing industry on the planet. Umm-m-m, I think I'll keep it.


TODAY'S NUMBERS
Stock  Change    Bid
--------------------
BGP   +  3/8   36.63
CSL   +  1/2   58.75
CSCO  -3 1/8   65.38
GNT   -  7/8   40.00
ORCL  +  1/8   49.63
OXHP  +  1/4   57.75
PMSI  +  1/2   11.88
SLR   +  1/2   59.13
                   Day   Month    Year  History
        BORING   -0.13%  -0.27%  19.42%  19.42%
        S&P 500  -1.09%  -1.15%  20.38%  20.38%
        NASDAQ   +0.04%   0.60%  24.92%  24.92%

    Rec'd   #  Security     In At       Now    Change

  2/28/96  200 Borders Gr    22.51     36.63    62.69%
   2/2/96  200 Green Tree    30.39     40.00    31.63%
  6/26/96  100 Cisco Syst    53.90     65.38    21.29%
  5/24/96  100 Oxford Hea    48.02     57.75    20.25%
   3/8/96  400 Prime Medi    10.07     11.88    17.94%
  8/13/96  100 Carlisle C    52.65     58.75    11.59%
 10/15/96  100 Solectron     54.52     59.13     8.44%
 11/21/96  100 Oracle Cor    48.65     49.63     2.00%


    Rec'd   #  Security     In At     Value    Change

  2/28/96  200 Borders Gr  4502.49   7325.00  $2822.51
   2/2/96  200 Green Tree  6077.49   8000.00  $1922.51
  6/26/96  100 Cisco Syst  5389.99   6537.50  $1147.51
  5/24/96  100 Oxford Hea  4802.49   5775.00   $972.51
   3/8/96  400 Prime Medi  4027.49   4750.00   $722.51
  8/13/96  100 Carlisle C  5264.99   5875.00   $610.01
 10/15/96  100 Solectron   5452.49   5912.50   $460.01
 11/21/96  100 Oracle Cor  4864.99   4962.50    $97.51

                             CASH  $10570.94
                            TOTAL  $59708.44



Transmitted: 12/3/96